USACE Nashville District · Permit LRN-2018-00571

Approved Stream & Wetland Credits in the Hiwassee River Basin

An approved private commercial mitigation bank in Bradley County, Tennessee — providing Section 404 / TDEC ARAP compliance and complete liability transfer for industrial, utility, and infrastructure development across Southeast Tennessee.

Credit Classes Stream & WetlandStream via TN SQT
Permit Authority §404 · ARAPCWA & TDEC
Liability Transfer 100%At transaction close
Bank Status ApprovedUSACE · 2020

A private bank built for permit certainty

For Section 404 compliance, a state-administered In-Lieu Fee fund defers your mitigation. Purchasing released credits resolves it. Three structural advantages separate this bank from ILF participation.

Reduces · Permit timeline

Immediate permitting speed

Credits are already released, ground-ready, and approved by the USACE Nashville District. Compensatory mitigation is satisfied at purchase — no construction, monitoring window, or fund-disbursement delay — cutting weeks off permit issuance.

Status: Released · Ready for debit
Transfers · Legal risk

Complete liability transfer

One hundred percent of the long-term ecological performance and legal mitigation obligation transfers to us the moment the transaction closes. Your project carries no perpetual monitoring, maintenance, or remediation exposure.

Obligation retained by buyer: 0%
Guarantees · Jurisdiction

Geographic certainty

The primary service area fully covers HUC 06020002, the Hiwassee Watershed. In-kind, in-basin credits satisfy the regulatory preference for local compensation, removing the watershed-justification burden from your permit application.

Coverage: HUC 06020002 · In-basin
vs. State ILF — Timeline: debit now / fund queue Risk: transferred / shared Locality: guaranteed in-basin / pooled
Defined Service Area

The Hiwassee River Basin, mapped to your permit

Primary coverage is defined by the Hiwassee watershed (HUC 06020002), with adjacent secondary coverage for impacts at the basin margins. The approved boundary below is drawn from the bank's federal RIBITS service-area record — confirm your specific project location falls within it before scoping.

Bank NameSouth Mouse Creek
Mitigation Bank
USACE Permit No.LRN-2018-00571
USACE DistrictNashville District
Bank StatusApproved · 05/29/2020
Private Commercial
Bank Site151 ac · Bradley Co., TN
Primary HUC06020002 — Hiwassee
Secondary AreasMid TN–Chickamauga ·
Watts Bar Lake
Credit ClassesStream (TN SQT) ·
Wetland
Regulatory BodyTDEC & U.S. Army
Corps of Engineers
Fig. 1 — Approved Service Area 35.0°N 35.5°N 36.0°N 85.0°W 84.5°W 84.0°W South Mouse CreekMitigation Bank 10 km N
Primary Service Area Secondary Service Area Bank Site
HUC 06020002 · RIBITS boundary · Not for survey
Credit Availability

Confirm credits before you scope

This bank's transactions are tracked in the federal RIBITS system. Per RIBITS policy, posted available-credit totals do not reflect pending reservations — current availability and per-unit pricing are confirmed directly with the sponsor. Submit the request and we'll respond with verified figures.

Tracked in RIBITS · ID 5067

View this bank's live credit ledger in RIBITS ↗

Credit ClassAssessmentStatus
StreamTN SQTVerify
WetlandAcre-basedVerify
Service areaHUC 06020002In-basin

Request credit availability

Verified availability and pricing from the bank sponsor, typically within three business days.

We confirm current availability with the bank sponsor. No obligation; confidential to your firm. Verify this bank's USACE record in RIBITS ↗

Request received

We'll confirm current credit availability and pricing for your impact, typically within three business days.

REF —

How the credits are generated

Stream and wetland credits are produced through measured ecological uplift. The schematic below illustrates the standard restoration methods used in compensatory mitigation.

Illustrative schematic — generic restoration methodology, not a depiction of a specific site

TYPICAL DESIGN CONDITION FLOODPLAIN RECONNECTED · BANKS STABILIZED · BUFFER ESTABLISHED
01 / Hydrology

Floodplain reconnection

Channel re-graded to a stable dimension so high flows access the floodplain, dissipating energy and reversing incision.

02 / Vegetation

Riparian buffer replanting

Native woody and herbaceous species establish a continuous buffer, shading the channel and rebuilding habitat structure.

03 / Structure

Streambank stabilization

Bioengineered toe protection and graded banks arrest lateral erosion and hold the designed cross-section through performance monitoring.